Become a wise consumer
It is possible to become a wise consumer and never face business problems. So many problems. The fact is that there are errors on the market, error messages and pure rudeness. Do not think that every business is honest and fair. Do not think you will trust or treat well. You should expect to sometimes fight for your right and your money.
Here are some tips to help you become a wise consumer:
Tip 1 – Do not believe anyone telling you you win a lottery, free gas or any other little good if you do not have Where you stand in your hands the claim ticket, you should ignore this plan.
Tip # 2 – Completely read the contract before signing. You want to make sure you understand every word. Ensure that all verbal commitments are obtained in writing. Please note that "three days cancellation" applies only to door-to-door or contractual sales contracts.
Tip # 3 – You need to check your credit report several times a year to make sure there are no errors. Please visit Annualcreditreport.com for an absolute free legal credit report. Or by calling 877-322-8228 by mail.
Tip # 4 – Do not simply choose a company, such as a contractor, by size or advertising. Make sure you study anybody to pay before the goods are delivered. Check the company's track record with a better business bureau and state attorney's office.
Tip # 5 – If you have to pay a bonus, this is not a prize. It is a purchase.
Tip # 6 – Do not send your Social Security number or personal information to anyone you do not know.
Tip # 7 – Buy crusher, throw away all personal information and credit card offers before you throw away. You can understand a lot of things about someone by reading their mail.
Tip # 8 – Do not send your account information to anyone by email. The company will not ask you to update your account information via email.
Tip # 9 – Things are too good to be true, usually. You can not make money packing envelopes or buying information about lucrative government jobs. If you can, everyone will stay at home.
Tip # 10 – You should not pay the full amount of unfinished work, sign a blank contract or pay the loan in advance. There are only a few things you should stick with.
Make sure to keep all copies of all receipts, refund information and other documents required to send the company. Many companies lose something in the mail.
You can be a smart consumer, just a little common sense. Believe in your mind, do not skip the good deal, without any research. Make sure you check the company that requires full payment. Keep track of all your letters with companies and businesses. Pay attention to the time of your conversation, when and what to solve. If there is a problem, please persevere. Consider that you may need to contact a lawyer. And spread your experience. good luck.